Executive Manifesto: The Inevitability of Disruption
For leaders in Banking, Financial Services, Insurance (BFSI), and Healthcare, the digital perimeter has not just shifted, it has evaporated. For two decades, these regulated industries have poured billions into Identity and Access Management (IAM) 2.0, a model built on the fallacy that we can define a clear "inside" and "outside."1 This "monolithic" approach, characterized by rigid directories, brittle single sign-on (SSO) federations, and periodic governance reviews, has failed.
The evidence of this failure is not theoretical; it is measured in the catastrophic ransomware payments of healthcare giants, the operational paralysis of casinos, and the silent exfiltration of data from financial warehouses. We are currently paying a hidden, exorbitant levy on every transaction, claim, and patient interaction: the Identity Tax.
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